It’s that time of year when we often review our accomplishments and set goals for the coming year.  It’s a natural time to wind down, take stock and do some reflection. Maybe you have a challenging new fitness goal in mind, or want to up your game as a leader. Or it could be that you’re determined to start saving for the anniversary trip you’ve thought about for quite some time.

Whatever your goals, it’s easy to get derailed midway between aspiration and achievement.  To be honest, it’s easy to get derailed before even getting started.